Your Allentown auto dealers know that car insurance is essential these days. It protects you in case of an accident and it is also required by law if you are going to get behind the wheel. But did you know your rates can skyrocket if you get traffic tickets?
Many insurance companies will look at your driving record before presenting you with a policy. If you have several traffic violations, you will likely be charged a higher premium than someone who has a clean driving record. This is pretty much common knowledge for most drivers. But even if you get a ticket after your policy is in effect, your rates could go up. Some insurance companies re-evaluate your record on your birthday. Others may do it more regularly. This is to help them know if you are a careful and conscientious driver or if you are careless.
However, most states limit the amount of time that a driving violation can stay on your record. If you were the cause of an accident in 1982, that’s probably no longer showing up on your driving record in most states. Most violations only stay on your record for 3-5 years while most accidents only show up for seven years. Of course, this depends on your state and some other factors as well.
Now that you know a little more about auto insurance, visit your Doylestown area Honda dealer and get the car you’ve always wanted and the coverage that you need!